Because of national and international banking regulations, the legal online gambling industry has always had to be one step ahead of the game when it comes to account funding. Now, the newest way for US players to deposit into their casino, poker, or sports betting accounts is to use the Zelle to Bitcoin option.

Developed by major US banks, Zelle is a money transfer platform, and it has some real benefits for those who’ve had an otherwise difficult time sending funds to their favorite offshore betting and gaming sites. By using Zelle to purchase Bitcoin, wait times can be reduced from days to mere minutes, letting you spend more time betting and less time worrying about your bankroll.

Zelle money transfers essentially allow you to make an instant Bitcoin purchase that can in turn be used to fund your online gambling account. Zelle cannot be used directly to fund your account but serves as a great intermediary for purchasing Bitcoin without the waiting period or hassle of establishing a BTC wallet.

Is It Legal To Buy Bitcoin With Zelle?

As long as it’s legal to buy Bitcoin, it’s legal to buy Bitcoin with Zelle. To date, no US states have any laws against purchasing BTC, albeit you should always be sure to abide by the IRS rules and regulations regarding cryptocurrency taxation.

Because Zelle is a product of the banking industry, some analysts believe that BTC and other crypto purchases might eventually be outlawed by individual banks, but that hasn’t happened yet. If and when the US gambling laws or rules regarding Zelle and crypto change, we will update this page accordingly.

  • Enrollment with Zelle through Wells Fargo Online ® or Wells Fargo Business Online ® is required. Terms and conditions apply. Transactions typically occur in minutes when the recipient’s email address or U.S. Mobile number is already enrolled with Zelle.Available to almost anyone with a U.S.-based bank account.
  • Trusted 18 and Up Casinos that Accept Zelle-To-BTC Transfers Zelle support is a new horizon for 18+ trusted casino sites, and not all operators currently offer the amenity directly. Indeed, once you understand how to use the service to purchase Bitcoin, you can effectively use it.

Bovada is an online gambling pioneer, so it makes sense that it would be one of the first major betting sites to offer a branded Zelle deposit option. The company operates under the banner of the internationally licensed Bodog brand, and as a Zelle friendly gambling site, deposits are now even faster and easier than ever.

To deposit with Zelle at Bovada, simply sign up for a free account, and when you go to load up your funds, click or tap the Zelle option. This will give you detailed instructions on how to go about quickly converting Zelle to Bitcoin, which you can then deposit immediately. When you deposit using Zelle, you’ll get same-day access to sports betting boards, a Vegas-style casino with table games and slots, a huge poker room, and even an international racebook.

Pros

  • US Friendly Deposit Options
  • Deposit Easily With Your Credit Card, Bitcoin, or Zelle-To-BTC Transfers
  • Fast And Reliable Payouts
  • Enjoy Sports Betting, Casino, Poker, Horses Betting, and live dealer gambling With 1 User Account

Zelle® is a fast and free. way to send and receive money with the people you know and trust. You can find Zelle in the banking app of hundreds of banks and credit unions nationwide. Send money straight from your banking app for all sorts of things – even if your recipient has a. Using Zelle in tandem with LocalBitcoins is a quick way to buy BTC, and it allows first-time crypto users to access Bitcoin without the typical 7-10 day wait that sites like Coinbase levy on their customers. This is especially important for sports bettors who often can’t afford to wait a week or more before betting. Zelle® When you need to: Move small amounts to and from people you know, like paying your babysitter or paying your friend back for dinner. What it is: Zelle is a peer-to-peer payment system—meaning you send money to or receive it from people you know and trust through your bank. What makes it unique is the speed of the transfer, which typically takes a few minutes when the recipient’s.

Cons

  • Does Not Accept Players from NJ, NV, DE, or MD.

Top Rated Gambling Sites That Accept Zelle Payments

SiteReviewBonus OfferUSAVisit
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The Zelle platform is actually owned by several major banks, including Bank of America, BB&T, Capital One, Citibank, and others. If you currently have online banking enabled or manage your financial accounts via an app on your smartphone, you probably have access to Zelle already. Call your bank or credit union for more information.

Bitcoin

To use Zelle, you have to be at least 18 years of age. This shouldn’t be a problem, as you also have to be 18+ in order to sign up at any online gambling site. That said, some states explicitly mandate a minimum online betting age of 21, in which case you should stick with the local laws in your area.

If you use a site like Bovada or Ignition Casino and sign up through their specific Zelle portals, you will only be eligible for standard deposit bonuses, not the enhanced Bitcoin bonuses. However, if you use Zelle to acquire BTC at LocalBitcoins.com independently, you can then deposit using that Bitcoin and claim any extra associated bonuses.

LocalBitcoins.com is a legitimate peer-to-peer BTC trading site. Unlike a crypto exchange, at LocalBitcoins, you’re dealing with individual private sellers. To prevent fraud, the site holds BTC purchases in escrow, releasing your Bitcoin as soon as your Zelle transaction goes through.

The concept with Zelle is that it’s like digital cash, where you just send money from your linked bank account to someone else’s. That means you can buy just about anything with Zelle, provided that the seller accepts it. However, as with cash transactions, there are no service or product guarantees, and banks do not monitor or refund Zelle transactions.

How Zelle Works: The Zelle-To-Bitcoin Process

Zelle is a banking product that you likely already have access to. Essentially, it’s a convenient way to send USD from your checking or savings account to another person or company. However, it only works this way if both the sender and the recipient are physically located in the US. Naturally, such a model can’t work to fund your offshore gambling activities.

For our purposes, then, Zelle is not a direct banking method. When you use an offshore gambling site that says it accepts Zelle, you’re not actually sending your cash to that site. Instead, you’re using Zelle to purchase Bitcoin from LocalBitcoins.com, which you can then easily send overseas. The Zelle-to-Bitcoin process makes buying BTC quicker than ever, as other fiat-to-BTC sites can take 7-10 days to process. With Zelle, you can buy BTC in just a few minutes and start playing Bitcoin gambling sites right away!

Other popular crypto betting options include Stellar casinos, QB Direct gambling sites, and Bovada's new MatchPay deposit option. QB Direct (by QuickBit) and MatchPay are similar services to Zelle but as of now, only a few gambling sites embrace them.

The Best Gambling Sites That Work With Zelle

While every A-rated gambling site can be funded with Zelle-to-BTC, some make it easier than others. The Bodog family of US-friendly gambling sites is the first to jump on the Zelle bandwagon, with the entire Bovada family of casinos, poker sites and sportsbooks accepting Zelle deposits via Bitcoin transfers - see the table above. However, even if a site doesn’t offer specific support for Zelle, you can still use this service to purchase BTC and fund your account.

How To Deposit Into Your Online Gaming Account Using Zelle

At Zelle-friendly betting sites like Bovada, Slots.lv, and Ignition, you can simply follow their explicit instructions for how to deposit with Zelle. For all other sites – or if you just prefer to have more flexibility in general – you can follow the following Zelle funding instructions:

  1. Set up a legal online gambling account.
  2. Confirm that your bank offers a Zelle payment option - you can do this when you register as a user with the Zelle app.
  3. Set up a LocalBitcoins.com account.
  4. At LocalBitcoins, initiate a purchase of BTC using Zelle.
  5. At your preferred gambling site, select the Bitcoin deposit option.
  6. Send BTC from your LocalBitcoins account to your gambling account at the address provided by the gambling site’s cashier.
  7. Start gambling.
  8. Win big!

What Kind Of Gambling Sites Support Zelle?

  • Casinos that accept Zelle – Because Zelle lets you make quick, same-day BTC purchases, you can effectively use the platform to fund all your online casino gaming. Whether you prefer table games, video poker, or digital slots, you can spend less time banking – and more time BANKING! – when you use Zelle-to-BTC to load up your casino gambling account.
  • Poker Sites that accept Zelle – Poker sites have action 24-7, whether you’re playing a few hands at a sit-and-go or entering giant tournaments with hundreds of thousands of dollars on the line. Of course, you can’t win anything if you don’t buy-in, and for first-time Bitcoin players, Zelle is the best way to top off your bankroll with crypto.
  • Sportsbooks that accept Zelle – Sports betting, more than any other kind of online gambling, requires speed. The games on the schedule wait for no man, and if you see a valuable line or attractive odds, you have to pull the trigger ASAP. Because sports bettors don’t have time to wait while BTC transfers take days or weeks, Zelle is the perfect solution.

Zelle Benefits

Using Zelle to fund your Internet gambling account is beneficial in several key ways. Zelle offers the following perks:

  • Same-Day Bitcoin Buy-In – No more 10-day waits!
  • Widespread Adoption – Over 27 million users and counting.
  • No Added Fees – Banks do not currently charge their members any fees for using Zelle.
  • No Purchase Restrictions – Banks do not monitor and approve/disapprove any Zelle transactions. Caveat emptor!

Zelle Drawbacks

Zelle isn’t perfect, and it’s not for everyone. These are the main Zelle negatives to be aware of:

Zelle To Btc

  • Requires LocalBitcoins Account – To use Zelle for gambling at offshore sites, you need a LocalBitcoins.com account, which is free. (We're not sure this is actually a drawback as this step is so easy.)
  • Can’t Send Money Out Of The US – Direct Zelle transfers are limited to the US only.
  • Zelle Payouts Not Supported – You cannot receive winnings from offshore gambling sites via the Zelle platform. Instead, you can be paid out in Bitcoin.
  • No Bank Protections – Banks do not guarantee Zelle transactions or offer refunds for accidental/fraudulent purchases. Caveat emptor! This is true for any purchase made with Zelle, not just Bitcoin.

Disclaimer: Zelle is not a direct way to fund your online betting account, as it is specifically useful in this context only in how easily it lets you purchase Bitcoin via the LocalBitcoins exchange. Zelle is not affiliated with this site or any legal online casino, sportsbook, poker room, or racebook. Further, Zelle does not implicitly or explicitly endorse online gambling in any way.

Zelle Pay is one of the newest gambling banking methods that offshore betting sites support, though they do so slightly indirectly. If you’re a member at Bovada, for example, you’ve probably seen the Bovada Zelle option at the site’s Cashier page, though only a few sites actually advertise the service.

For those that do, this gives new members an easy walkthrough for how to use Zelle to fund their accounts. Nevertheless, the process is actually the same at any reputable offshore gambling venue that accepts Bitcoin (BTC) and other cryptocurrencies, as you’re using Zelle to purchase BTC, with which you then deposit at your betting site of choice.

To learn what Zelle is and how to use the popular money transfer service to fund your online gambling, our brief guide to the best offshore betting sites supporting Zelle-Bitcoin banking is everything you need. After you discover how easy and safe it is to use Zelle to make crypto deposits online, you’re going to be able to get the fastest deposits, the best bonuses, and the quickest payouts ever!

The Best Gambling Sites That Accept Zelle-Bitcoin Deposits 2020

Site NameBonus OfferPayoutU.S.Join
100% Bonus Max $3,00024-48 Hours
500% Bonus Max $500024-48 Hours

What Is Zelle?

Zelle, or Zelle Pay, is a US-only instant-pay system that is developed and employed by a consortium of major US banks and financial institutions. If you have a US bank account, you probably already have access to Zelle via your online banking suite or mobile banking app.

Effectively, Zelle is a competitor to PayPal, Venmo, Cash App, and other similar services, allowing account holders to send money directly to other account holders, instantly and without fees.

If your bank doesn’t directly support Zelle, you can still download the standalone Zelle app (which you fund as you would a PayPal account) and use that to transfer funds. However, with the non-bank Zelle app, there are daily and weekly transfer limits that are much smaller than those supported by banks and credit unions that offer the service.

With Zelle, you can immediately send funds to any other US-based Zelle account holder, and these are viewed almost like cash transactions. Banks themselves take a hands-off approach with all Zelle transfers, so it’s imperative that you only ever send Zelle payments to people or companies you trust. That said, you are protected in the case of fraudulent Zelle transactions, like those initiated by unauthorized users.

Ultimately, Zelle is a safe, secure platform, and it’s used by legal offshore betting sites to help American customers quickly purchase Bitcoin for depositing into their gambling accounts.

How Zelle Works To Fund Offshore Betting

Because the most trusted offshore betting sites cannot directly accept Zelle transfers, you cannot use Zelle to fund your online gambling directly. For those interested in online slots, poker, sports betting, and horse racing betting, Zelle is used to quickly purchase Bitcoin (or other cryptocurrencies), which can then be sent to your operator of choice quickly and securely.

In this way, Zelle is a sort of access point to buy crypto in just minutes instead of days, as popular Bitcoin exchanges and cryptocurrency exchanges often take over a week to process your USD-to-BTC payments before you can even get access to your funds.

For online gamblers, this long wait time is not ideal, which is precisely why Zelle – and the Zelle-to-Bitcoin process – is ideal!

How To Use Zelle For Online Gambling

To use Zelle for offshore betting purposes, there are a few steps to follow. If you’re a Bovada member (or a member at one of Bovada’s sister sites like Café Casino), you can get Zelle instructions right on the site itself.

However, even if your chosen betting site doesn’t list Zelle in its deposit options, you can still use the service to acquire Bitcoin with which to deposit. In other words, Zelle can be used with allBitcoin betting sites!

And since Bitcoin and other cryptos earn you the best online betting bonuses and are the only funding methods that allow for same-day payouts, it makes good sense for first-time crypto buyers to use the Zelle-to-BTC process. It’s quick and easy, and the required steps are outlined in the next section.

Zelle-To-Bitcoin Transfers

Zelle works for offshore betting because Zelle lets you quickly buy Bitcoin. You can also purchase various other altcoins with Zelle (like Ethereum, Litecoin, Bitcoin Cash, Cardano, Stellar, Ripple, and so on), but most online gamblers prefer to purchase Bitcoin. It’s the most popular cryptocurrency by far, and it’s also arguably the best crypto investment.

Remember, when you use Zelle to make Bitcoin betting deposits, you can get paid out in BTC, which tends to appreciate rather than depreciate in value over the long term. This is more bang for your buck, and Bitcoin remains our most recommended online bet funding option.

To purchase Bitcoin with Zelle and then use that BTC for online betting, just follow these easy steps:

  1. Use any link here to sign up at a reputable offshore betting site. These sites are all vetted, established industry leaders, and they’re safe to use. Be sure to use your real information during the sign-up process, as you must verify your identity to receive any payouts when you win.
  2. Register for a free LocalBitcoins account by visiting LocalBitcoins.com. This takes only a few minutes, and the basic account lets you use Zelle to purchase BTC from private vendors.
  3. At LocalBitcoins, look for a Zelle vendor in your area. Since Zelle can only be sent and received by US-based individuals and businesses, you’ll need to make sure your seller is in the USA.
  4. Select the amount of Bitcoin you wish to purchase, and fill out the transfer from at LocalBitcoins. These funds go into an escrow account handled by LocalBitcoins, not directly to the seller.
  5. Your Bitcoin seller will now release the requisite amount of BTC into LocalBitcoins’ escrow account. When your Zelle funds and your seller’s Bitcoin are both in escrow, LocalBitcoins will release your new Bitcoin to you and release your funds to the seller. This is the fastest way to buy Bitcoin, and because of this escrow system, it is also very safe. There is no way for any LocalBitcoins seller to take your money and run.
  6. Now that you have Bitcoin in your LocalBitcoins.com wallet, you can send it to your own Bitcoin wallet or send it to your betting site of choice.
  7. To get your betting account funded, head over to your online gambling site’s Cashier page and select the Bitcoin deposit option. From here, you will receive a Bitcoin address. This is your site’s Bitcoin receiving wallet address. Copy this down.
  8. In your own BTC wallet, select the “send” option and enter the above address in the recipient field. Click or tap to submit the order, and within 5-10 minutes, you will see your funds credited to your betting account.

That’s all there is to it! Once you’ve used Zelle to buy Bitcoin and then have transferred that BTC to your betting site of choice, the only thing left to do is browse the games, the odds boards, the virtual felts, and the online stables so you can enjoy the best real money online gambling legally, from anywhere in the US!

Note: Depending on the site you use, your Bitcoin gambling deposit may be credited as USD or as mBTC. This latter stands for milliBitcoin, and you may also see it denoted as m₿. A milliBitcoin is one thousandth of a Bitcoin, so this is an easier denomination for bettors to use.

LocalBitcoins Review

LocalBitcoins is a legitimate Bitcoin exchange that has been in operation since 2012. Based in Helsinki, Finland, LocalBitcoins is in operation in over 200 countries worldwide. However, when using Zelle at LocalBitcoins, this particular payment method is only available to US customers, as Zelle is US-only.

LocalBitcoins has been a trusted crypto exchange since its launch, thanks primarily to its unique escrow system. Because private Bitcoin sales are guaranteed by this system, it lets first-time crypto buyers bypass the long waits that other exchanges (i.e. Coinbase) require without the fear of losing their hard-earned money.

You should feel safe and secure when using LocalBitcoins, and it’s our go-to crypto exchange when we need to buy more BTC in a hurry. After all, those online slots, blackjack, and poker tournaments aren’t going to wait, and neither is tonight’s game or tomorrow’s horses.

Types Of Offshore Betting Sites Accepting Zelle Pay Bitcoin Deposits

Zelle To Btc File

There are four different major gambling markets covered by the selection of offshore betting sites listed here. These all accept Zelle via the Zelle-to-BTC method outlined above, which means you can fund and enjoy every kind of online betting you can imagine as long as you have access to Zelle Pay and a few minutes to spare.

Casinos That Accept Zelle

Zelle casino sites, like Bovada, Café Casino, Roaring 21, and others, all offer massive selections of online gambling classics. You can play hundreds of different RNG (random number generation) games, no matter what your game is.

These virtual casino games are regularly audited for fair iGaming compliance, and the developers that make these titles are widely regarded as the best in the business. In fact, many of them are the very same companies that make the electronic slots and virtual table games at the top brick-and-mortar casinos in Las Vegas, Atlantic City, and beyond!

The best offshore casinos that support Zelle-to-BTC transfers include all of the following games – and a whole lot more:

  • 3-Reel Slots
  • 5-Reel Slots
  • 3D Slots
  • Progressive Jackpot Slots
  • Video Poker
  • Blackjack
  • Roulette (American + European)
  • Craps
  • Keno
  • Baccarat
  • Mini-Bac (aka Super 6)
  • Bingo
  • Lottery Games
  • Live Dealer Casino Games
  • + More!

Sportsbooks That Accept Zelle

Many of the best offshore casinos for US gamblers include full international sportsbooks. Bovada and BetOnline are great examples, and these sites all have thousands of daily odds and lines on all the most popular sports, leagues, players, and teams.

In addition to these games, live betting – aka in-game betting – is also supported, which means that your chances to win don’t stop when the game starts.

Supported bet types at the top offshore sports betting sites include straight moneyline bets, spread bets, totals (aka over/under bets), player props, team props, game props, futures bets, and even parlays where you can pad your bankroll with massive payouts.

The sports and leagues supported at offshore sportsbooks that offer Zelle-to-BTC deposits include the following, just to name a few:

  • NFL Football
  • NCAA Football
  • NBA Basketball
  • NHL Hockey
  • MLS Soccer
  • Premier League Soccer
  • Bundesliga Soccer
  • La Liga Soccer
  • Rugby
  • Cricket
  • Golf
  • Tennis
  • Boxing
  • MMA
  • eSports
  • Politics
  • Entertainment
  • + More!

Poker Sites That Accept Zelle

The best online poker sites all accept Zelle-to-Bitcoin transfers to help you deposit quickly so you don’t miss the next hot tournament.

As with sports betting, not every site listed here offers a full online poker room, but many do. At those operators (i.e. Bovada, BetOnline, etc.), you’ll have access to cash poker tables with multitable support, small and medium-sized Sit ‘N’ Go tournaments, and full online poker tournaments with hundreds or even thousands of players, where the final table winners can earn six-figure payouts!

At offshore sites, online poker tournaments are scheduled and available 24/7/365, and the following poker game types are offered at different buy-ins for poker players of every skill level:

  • Texas Hold ‘Em
  • Omaha
  • Omaha Hi/Lo

Horse Betting Sites That Accept Zelle

Btc

Several of the most reputable offshore gambling operators also run full international racebooks for fans of the ponies. These legal online racebooks utilize both house-banked and pari-mutuel betting options, giving horseplayers access to morning line odds, futures, and more.

Tracks from all around the US are supported at the best horse racing betting sites, and the most popular circuits from other countries are offered, as well. You can bet on horses online with these off-track betting sites no matter where you are in the US and no matter where in the world the races themselves are held.

Thoroughbred, American Quarter Horse, and harness horse racing are all on offer from the following countries and regions:

  • United States
  • Canada
  • Mexico
  • England
  • Ireland
  • Middle East
  • Australia
  • Japan
  • + More!

Offshore Mobile Betting With Zelle Transfers

Zelle is mostly used by mobile customers who do their financials on their smartphones, which makes it the perfect complement to the mobile betting that all the best offshore gambling sites have on tap.

But while you can download an official iPhone Zelle app or Android Zelle app, you don’t actually need any apps at all to enjoy every type of online gambling available from the best operators. These sites each use web apps instead of native app downloads, which means they’re accessible regardless of the mobile device you prefer.

With dynamic designs that fit any size of screen, it doesn’t matter if you have the smallest iPhone, the biggest Android, or even a huge tablet. As long as you have a modern browser and an Internet connection, you can fund your online gambling indirectly with Zelle and bet in every market securely and conveniently.

Mobile offshore betting is the future, and Zelle – through the easy Zelle-BTC transfer protocol – is helping more players get on board, no matter where they live in the USA.

Online Betting Bonuses For Zelle-To-Bitcoin Deposits

Whenever you sign up and make your first deposit at an offshore betting site, you are offered a selection of bonuses. These are entirely optional, and they’re usually market-specific.

That is, if you are a casino gamer, you’ll want to accept a casino bonus, whereas sports bettors will want sportsbook bonuses and poker players will want online poker bonuses. Horseplayers also get bonuses, though these are usually in the form of online horse rebates rather than actual free money you can get added to your bankroll.

When you deposit using Zelle, of course, you’re technically making a Bitcoin deposit, which gives you enhanced bonuses on top of what’s already in play.

Zelle To Btc Login

The best part? Bitcoin and crypto bonuses at offshore sites don’t change the bonus terms or add any extra rollover or playthrough requirements – You just get more free money!

Zelle Same-Day Payouts

Because offshore casino, sportsbook, poker, and racebook deposits are actually Bitcoin deposits when you use the Zelle-to-BTC method outlined above, you will be eligible to claim same-day payouts when using Zelle.

Remember, cryptocurrencies are the only banking options at offshore betting sites that allow for same-day payouts, and Zelle deposits are crypto deposits. Thus, you get all the benefits of using BTC to fund your betting account without having to wait and miss out on the best tournaments, betting lines, poker matches, and horse races.

As long as you have a Bitcoin wallet, you can claim same-day withdrawals. Other deposit options require you to claim payouts via traditional banking methods, and these can take 3-5 days on average. For same-day payouts, using BTC gives gamblers and bettors one Zelle of an advantage!

Zelle To Btc Bank

***Disclaimer: Zelle does not endorse OffshoreBettingSites.net or any legal online casino operating domestically or overseas. Zelle is simply a convenient USA banking method that allows online gamblers to purchase Bitcoin (via LocalBitcoins.com) quickly, safely, and easily. Zelle does not directly fund your online betting account. Instead, you can use Zelle to buy Bitcoin, and then deposit using the popular cryptocurrency as normal.